I'm in the middle of the loan modification program and this morning they said that the application is under review with a decision made by July 3, 2009.

I was looking at your guidelines and one was that all lenders on the loan should release the loan or meaning sign loan off. My question is, one lender is my ex husband who was divorced from me since 2006 and I have no contact with him. I and my new husband is currently responsible for the loan. Do you think this could jeopardize my modification application, especially when my exhusband doesn't sign it?